Market update – Uncertainty drives ups and downs in the market

By Tim O’Loan, Senior Investment Analyst.

Markets around the world have seen record highs, large falls, and steep recoveries over the past 18 months. But depending on your choice of investment fund, you may have experienced a roller-coaster of returns, or a sedate paddle-boat ride. It all depends on the ‘risk’ of the fund you chose.

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A year in review

Market update for the year ending 31 March 2019

The twelve-month period up until 31 March 2019 was an interesting time for investment markets. Overall it was a strong period, but there was a general increase in ups and downs – also known as market volatility, particularly in comparison to the year before. Here’s a look back at the year and what we could expect in the year ahead.

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IRD’s payroll changes are coming. Are you ready?

How New Zealand employers run their payroll is about to change in a big way. From 1 April 2019, businesses will be required to submit employee information to Inland Revenue on payday, rather than on the 20th of each month as they’ve previously been doing. This change is part of a bigger play by IRD, which is designed to make it easier for New Zealanders to stay on top of their tax obligations.

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Ups and downs in the market

By BNZ General Manager Wealth, Peter Forster

Many KiwiSaver investors may have seen their balances take a dip recently on the back of some sharp ups and downs (with more downs than ups) across global markets. But really, this type of market movement is what we expect to see. KiwiSaver is a long-term savings option which means weathering difficult periods is part of the design rather than a flaw. What’s important is for members to keep their goals and objectives in mind and to choose an appropriate fund to suit. Continue reading…

Preparing your farming business for the future

By BNZ Head of Agribusiness, Colin Mansbridge

The debate around Mycoplasma Bovis currently focusses on the efficacy of the eradication programme and whether the costs of the program will outweigh the benefits. Not long ago the dialogue was about the emotional stress of farmers watching their whole herds being slaughtered, some with generations of genetic improvement invested in them. Continue reading…